Credit Manager

This role involves overseeing and managing credit risk assessment and portfolio performance within a financial institution. The Credit Manager will be responsible for ensuring the integrity of the credit process, adhering to regulatory guidelines, and contributing to the bank's overall financial health.

Key Responsibilities:

Review and analyze credit applications, assessing risk factors and making credit decisions.
Monitor credit portfolio performance, identifying potential issues and recommending corrective actions.
Ensure compliance with internal credit policies and regulatory requirements.
Develop and maintain strong relationships with internal stakeholders and external partners.
Manage and mentor a team of credit analysts, providing guidance and support.
Prepare credit reports and presentations for senior management.

Requirements/Qualifications:

Proven experience in credit risk management within the banking or financial services industry.
Strong analytical and problem-solving skills.
Excellent communication and interpersonal skills.
Thorough understanding of credit principles and regulatory frameworks.
Ability to work independently and as part of a team.
Experience with credit scoring models and risk assessment tools.

About the Company:

Kotak Mahindra Bank is a leading financial services provider dedicated to delivering innovative and customer-centric solutions. The company focuses on providing a wide range of banking and financial products to individuals and businesses alike, contributing to the growth and stability of the economy.