Sr. Credit Manager - Midmarket - NBFC

This role involves managing and overseeing credit risk assessment and portfolio management for mid-market clients within the Non-Banking Financial Company (NBFC) sector. The Credit Manager will be responsible for ensuring the quality of the loan portfolio, adhering to regulatory guidelines, and contributing to the overall growth and profitability of the organization.

Key Responsibilities:

Conducting thorough credit analysis and risk assessment of potential borrowers.
Evaluating financial statements, business plans, and industry trends to determine creditworthiness.
Structuring loan agreements and negotiating terms with borrowers.
Monitoring loan performance and identifying potential risks or early warning signs.
Managing and mitigating credit risk exposure within the assigned portfolio.
Ensuring compliance with internal credit policies and regulatory requirements.
Preparing credit reports and presentations for management review.
Collaborating with other departments to ensure a smooth loan origination and servicing process.

Requirements/Qualifications:

Significant experience in credit risk management, preferably within the NBFC or banking sector.
Strong understanding of financial analysis and credit assessment techniques.
Excellent analytical and problem-solving skills.
Ability to make sound credit decisions and manage risk effectively.
Proficiency in financial modeling and data analysis tools.
Excellent communication and interpersonal skills.
Bachelor's degree in finance, accounting, or a related field.

About the Company:

CSB Bank is a financial institution focused on providing a range of banking and financial services. The company is committed to supporting businesses and individuals through innovative solutions and a customer-centric approach.