Commercial Underwriter - SME Segment

This role involves assessing and managing risks associated with commercial insurance policies for small and medium-sized enterprises. The underwriter will analyze applications, evaluate financial data, and determine appropriate coverage and pricing, ensuring profitability and adherence to company guidelines.

Key Responsibilities:

Review and analyze commercial insurance applications.
Assess risk factors and determine appropriate coverage terms.
Evaluate financial statements and other relevant documentation.
Negotiate policy terms and pricing with brokers and clients.
Ensure compliance with underwriting guidelines and regulatory requirements.
Maintain accurate records of underwriting decisions.
Collaborate with claims and sales teams to resolve issues.

Requirements/Qualifications:

Bachelor's degree in a related field (e.g., Finance, Business Administration).
5 to 7 years of experience in commercial underwriting.
Strong analytical and problem-solving skills.
Excellent communication and negotiation skills.
Proficiency in Microsoft Office Suite.
Knowledge of insurance principles and practices.
Ability to work independently and as part of a team.

About the Company: ICICI Lombard is a leading provider of insurance solutions, dedicated to protecting individuals and businesses from financial risks. The company focuses on delivering innovative and customized insurance products to meet diverse needs across various sectors.