Regional Credit Manager - Business Loans

This role involves managing and overseeing the credit assessment and loan disbursement process for business loans within a designated region. The Regional Credit Manager will be responsible for ensuring adherence to credit policies, mitigating risk, and providing excellent service to clients.

Key Responsibilities:

Evaluate loan applications and assess creditworthiness of potential borrowers.
Manage a portfolio of business loans, monitoring performance and identifying potential risks.
Ensure compliance with regulatory requirements and internal credit policies.
Develop and maintain strong relationships with clients and stakeholders.
Approve or decline loan applications based on established guidelines.
Conduct regular portfolio reviews and identify opportunities for improvement.
Train and mentor junior credit analysts.

Requirements/Qualifications:

Bachelor's degree in Finance, Accounting, or a related field.
Minimum of 3 to 6 years of experience in credit analysis and loan management.
Strong understanding of credit risk assessment and mitigation techniques.
Excellent analytical and problem-solving skills.
Proficiency in financial modeling and analysis.
Strong communication and interpersonal skills.
Ability to work independently and as part of a team.