US Residential Mortgage Underwriter

This role involves evaluating and approving residential mortgage loan applications, ensuring compliance with regulations and company guidelines. The Underwriter will analyze financial data, assess risk, and make informed decisions regarding loan eligibility.

Key Responsibilities

Review and analyze loan applications, credit reports, and supporting documentation.
Assess borrower's creditworthiness and ability to repay the loan.
Verify income, assets, and employment history.
Ensure compliance with all applicable federal, state, and local regulations.
Make informed decisions regarding loan approval or denial.
Communicate with borrowers and loan officers regarding loan status.
Document all underwriting decisions and rationale.

Requirements/Qualifications

3 to 5 years of experience in mortgage underwriting or a related field.
Strong understanding of mortgage lending principles and practices.
Excellent analytical and problem-solving skills.
Ability to interpret financial data and assess risk.
Proficiency in using underwriting software and loan origination systems.
Strong communication and interpersonal skills.
Attention to detail and accuracy.

About the Company

Starworth Global Solutions provides financial services and solutions to clients. The company focuses on delivering expertise and support within the financial sector.