Area Credit Manager - Head Home Loan LAP

This role involves overseeing and managing credit operations for home loans and loan against property (LAP) within a designated area. The position requires a strong understanding of credit risk assessment, portfolio management, and regulatory compliance, ensuring the efficient and profitable growth of the loan portfolio while maintaining high-quality lending standards.

Key Responsibilities:

Manage and mentor a team of credit professionals.
Oversee the credit appraisal process for home loans and LAP.
Monitor loan portfolio performance and identify potential risks.
Ensure compliance with all relevant regulations and internal policies.
Develop and implement credit strategies to optimize portfolio quality and growth.
Conduct regular credit reviews and audits.
Liaise with other departments to ensure smooth loan processing.
Manage relationships with stakeholders.

Requirements/Qualifications:

Experience in credit management, preferably in the home loan or LAP sector.
Strong understanding of credit risk assessment and portfolio management.
Excellent leadership and team management skills.
Proficiency in credit analysis and financial modeling.
Knowledge of relevant regulations and compliance requirements.
Excellent communication and interpersonal skills.
Ability to work independently and as part of a team.

About the Company:

Kaizad Enterprise is a financial services company focused on providing lending solutions to individuals and businesses. They are committed to delivering exceptional service and building long-term relationships with their clients.