Manager Retail Credit

This role involves managing and overseeing the retail credit portfolio, ensuring adherence to credit policies and regulatory guidelines. The position requires strong analytical skills, a customer-centric approach, and the ability to lead and motivate a team to achieve business objectives.

Key Responsibilities:

Assess and evaluate credit applications, ensuring compliance with established policies.
Manage and monitor the retail credit portfolio, identifying and mitigating potential risks.
Lead and mentor a team of credit analysts and officers, providing guidance and support.
Develop and implement strategies to improve credit quality and reduce delinquency rates.
Ensure compliance with all relevant regulatory requirements and internal policies.
Collaborate with other departments to streamline processes and enhance customer experience.

Requirements/Qualifications:

Bachelor's degree in a relevant field (e.g., Finance, Economics, Business Administration).
5-10 years of experience in retail credit or a related field.
Strong analytical and problem-solving skills.
Excellent communication and interpersonal skills.
Ability to lead and motivate a team.
Proficiency in Microsoft Office Suite.

About the Company: Tata Capital Ltd. is a leading financial services provider focused on delivering tailored solutions to individuals and businesses. The company offers a range of products and services designed to meet diverse financial needs across various sectors.